Best time of the year to start "Credit Repair"  Did you know that 79% of people have inaccurate accounts on their Credit Report?  This percentage is killing our consumers in having to pay high interest rates because of low credit scores. Banks love people with low credit scores.  Due to the fact that 80% of credit bureau employees, collection company employees and creditors take vacation from November to January, you have a huge advantage when you take action to restore your credit during this time of year. Under the federal Fair Credit Reporting Act, credit reporting agencies must reply within 30-45 days from the time we submit your investigation. Because there is a time frame that legally must be adhered to for both the credit bureaus and the lenders/creditors, who must verify any items you are disputing, November and December are the optimal times to work on repairing your credit and getting negative items removed. At CONQUEST CREDIT, our goal is the same as yours: to restore your credit profile in the fastest time frame possible. The best gift you could give yourself is excellent credit, so call us today to get started. If you take advantage of Credit Repair in the month of November and December we will take off $100. It will only cost you $99 for a set up/Credit Analysis to start. On top of that you will not have to pay for Credit Repair until the month of February. We understand that the holidays are approaching fast and if your like us we want to save our money for our loved ones, However if you act now, not only will you have a few months to start paying for Credit Repair but you will have better credit by February/March.You can start the new year with a bang! Then you can refinance any loans you have and start saving money in the year 2015!  To read more blogs like this or if you would like any advise or help in any of these areas feel free to visit our website and sign up, you can also sign up for our for our Newsletter. Like us on Facebook page and we will send you a free ebook on "Understanding Your Fico Score" No matter where you're at in the US we can help.  To Learn more about how we can help you. Give us a call, we can help you get out of the rat race and get your credit score over 700.  Danny Ramirez (800) 288 4833